Agreement
These Terms of Use ("Terms") govern your use of the mobile application Montra (the "App"), provided by Obada ("we", "us"). By downloading or using the App you agree to these Terms. If you do not agree, do not use the App.
If you downloaded the App from the Apple App Store, your use is also governed by Apple's Licensed Application End User License Agreement (the "Standard EULA"). These Terms add to it; where the two conflict, the Standard EULA applies. If you downloaded the App from Google Play, Google Play's terms also apply to your download and purchases.
What Montra is — and isn't
Montra is a personal record-keeping tool. It helps you write down your own expenses, income, loans with other people and savings circles, and see reports about them.
- Montra is not a bank, lender, payment service, money transmitter, accountant or financial advisor.
- Montra never holds, sends or receives money. Savings circles and loans in the App are only records you keep; any money changes hands outside the App, between you and the people involved.
- Nothing in the App is financial, legal or tax advice. Check important figures yourself before relying on them.
Your licence
We grant you a personal, non-exclusive, non-transferable, revocable licence to use the App on devices you own or control, for your own non-commercial use, under these Terms and the applicable store terms. You may not copy, modify, reverse-engineer (except where the law allows), resell or redistribute the App, or use it to break the law.
Free features and Montra Pro
The core of the App — logging expenses, income and transfers — is free. Montra Pro is an optional upgrade that unlocks extra features described in the App and on its store page. Pro is available as:
- Auto-renewing subscriptions (for example monthly or yearly). The price and billing period are shown in the App before you buy.
- Where offered, a one-time purchase that unlocks Pro for as long as the App is available on your platform.
Payment. All purchases are made through your app store (Apple App Store or Google Play) and charged to your store account. We never see your payment details.
Free trials. If a free trial is offered and you are eligible for it, the App shows its length before you start. Unless you cancel before the trial ends, the subscription starts and you are charged automatically. On the App Store, any unused part of a free trial is forfeited when you buy a subscription.
Automatic renewal. A subscription renews automatically at the end of each period at the then-current price unless you cancel at least 24 hours before the period ends. Your store account is charged within 24 hours before renewal.
Cancelling. You can cancel at any time in your store account settings: Settings → [your name] → Subscriptions on iPhone, or Google Play → Payments & subscriptions on Android. Deleting the App does not cancel a subscription. After cancelling, Pro stays active until the end of the period you paid for.
Refunds. Refunds are handled by Apple or Google under their own policies; we cannot issue them directly. Apple: reportaproblem.apple.com. Google: the Google Play refund page in your account.
Restoring. If you reinstall the App or move to a new device with the same store account, use Restore Purchase in the App.
Price changes. If a subscription price changes, your store will tell you in advance and, where required, ask for your consent.
Your data
Your financial records are stored on your device, encrypted. How the App handles information is described in our Privacy Policy.
You are responsible for keeping your own backups. Data can be lost if you delete the App, clear its data, lose or reset your phone, or forget a backup passphrase — we have no copy and cannot recover it. Use the App's export and backup features regularly.
Information about other people
Loans and savings circles let you enter other people's names and amounts. Only enter information you have a right to record, and use any statements or summaries you share responsibly.
Availability and changes
We may update, change or discontinue features of the App. We try to keep the App working, but it is provided "as is" and "as available", without warranties of any kind, to the fullest extent the law allows. We do not guarantee that the App will be error-free or that calculations, reminders or exports will always be accurate or on time.
Limitation of liability
To the fullest extent permitted by law, we are not liable for indirect, incidental, special or consequential losses, lost data, lost profits, or decisions you make based on the App, and our total liability for any claim relating to the App is limited to the amount you paid for the App in the 12 months before the claim. Nothing in these Terms limits liability that cannot be limited by law, or any rights you have as a consumer under the law of your country.
Ending these Terms
You can stop using the App at any time by deleting it (remember to cancel any subscription in your store account). We may end your licence if you seriously break these Terms. Sections that by their nature should survive (such as liability limits) continue after termination.
Changes to these Terms
We may update these Terms. We will post the new version at the same address and change the "Last updated" date. If a change materially affects you, we will mention it in the App's release notes. Continuing to use the App after the change means you accept the updated Terms.
Contact
Questions about these Terms: support@obdevapps.com